§ 77-10. Insurance. 
No ambulance franchise shall be issued under this Chapter, nor shall such franchise be valid after issuance,
nor shall any ambulance be operated in the County of Henderson, unless there is at all times in force and
effect insurance coverage, issued by an insurance company licensed to do business in the State of North
Carolina, for each and every ambulance owned and/or operated by or for the ambulance service providing
the payment of damages:  
In the sum of no less than $1,000,000 for injury to or death of individuals in accidents 
resulting from any cause for which the owner of said vehicle would be liable on account 
of liability imposed on him by law, regardless of whether the ambulance was being 
driven by the owner or his agent; and  
In the sum of $1,000,000 for the loss of or damage to the property of another, including 
personal property, under like circumstances, in sums as may be required by the State of 
North Carolina or as approved by the County of Henderson.