Chapter 20
Pawnbrokers
Article I – General Provisions
[HISTORY: Adopted by the Board of Commissioners of Henderson County. Amended 10-17-1990; 11-18-1998; 8-
20-2003; 2-4-2013.] 
§ 20-1. Statutory Authority. 
In pursuance of the authority conferred by the N.C.G.S., particularity Chapter 66 Article 45, the County
Commissioners of Henderson County, North Carolina, hereby ordain and enact into law the following sections. 
 
§ 20-2. Purpose. 
The provisions set forth in this Chapter are designed to ensure a sound system of making loans, acquiring and
disposing of tangible personal property by and through pawnshops and to prevent unlawful property transactions,
particularity in stolen property, through licensing and regulating pawnbrokers; and to provide for licensing fees and
investigation fees of licensees; and to ensure financial responsibility to the County, state and the general public; and
to ensure compliance with federal and state laws; and to assist Henderson County in the exercise of its police
authority.  
§ 20-3. Jurisdiction. 
The provisions of this Chapter shall apply to the unincorporated areas of Henderson County outside the municipal
limits of any city or incorporated municipality as defined by N.C.G.S. 160A-1(2). This Chapter shall also apply to
any municipality upon specific request of the governing body of the municipality and consent of the Henderson
County Board of Commissioners through an interlocal agreement pursuant to N.C.G.S. Chapter 160A, Article 20.  
§ 20-4. License Required. 
After the effective date of this Chapter, it shall be unlawful for any person, firm or corporation to establish or
conduct the business of pawnbroker unless such person, firm or corporation has procured a license to conduct
business in compliance with the requirements of this Chapter.
  
§ 20-5. Application for License. 
To be eligible for a pawnbroker’s license, an applicant must submit a petition to the Board of County
Commissioners showing:  
A.
Compliance with N.C.G.S Chapter 66 Article 45
 
B.
Compliance with the following additional County requirements:  
(1)
A criminal record check from the Clerk of Court of every county where the 
applicant has resided during the past 10 years.  
(2)
Written references from two or more local citizens.  
(3)
A notarized statement to the effect that the applicant has read understands and 
agrees to comply with the provisions N.C.G.S. Chapter 66 Article 45 and this 
Chapter.  
(4)
A local record check for all prospective pawnshop employees.  
(5)
Payment of $50 to Henderson County for an annual license fee.  
    
§ 20-6. Administration and Enforcement. 
It shall be the duty of the Clerk to the Board of County Commissioners to:  
A.
Establish and maintain the appropriate records for the administration of this Chapter and 
to receive, review and present to the Chairman of the Board of Commissioners for 
consideration by the Board of Commissioners at a regular scheduled meeting all properly 
completed petitions for pawnbrokers' licenses. Upon approval of the petition, the Clerk to 
the Board shall prepare the license for signature by the Chairman and deliver the duly 
executed license to the petitioner.  
B.
Enforce the provisions of this Chapter and cause to be conducted any investigations 
necessary concerning alleged violations.    
§ 20-7. Violations and Penalties
  
Any person, firm or corporation violating any provision of this chapter shall be subject to the penalties set forth in
Henderson County Code Chapter 1, General Provisions, Article II. 
 
§ 20-8. Amendments. 
This Chapter may be amended by the Board of County Commissioners in accord with statutory provisions
governing ordinances of this type.  
§ 20-9. Through 20-19. (Reserved)